Trip Cancellation and Interruption
Unexpected events can sometimes disrupt even the best-laid plans. This coverage provides financial protection should any of the events on the list of insured risks require you to cancel, modify, extend or interrupt your trip.
The following fees may be covered and reimbursed:
In case of cancellation before travel:
- Non-refundable insured travel expenses
- Additional charges for new occupancy rates
In case of interruption (or extension) during the trip:
- Unused portion of insured travel expenses
- Additional transportation expenses
- Subsistence allowanc
- Vehicle return expenses (personal or rental)
- Costs related to the return of remains, or cremation or burial at the destination in case of death
Expenses incurred as a result of the following events are not covered:
Option: Cancel for Any Reason
- Travel provider default (if known prior to purchase)
- Acts of war and civil unrest
- Suicide and intentional injury
- Criminal or illegal acts
Cancellation and Interruption Coverage
- Option: Cancel for Any Reason exclusions (see above)
- Known, predictable or ignored circumstances
- Trip undertaken for medical purposes
- Pandemic
- Injury related to high-risk sports or activities
- Use of alcohol, drugs and other intoxicating substances
The policy also includes other exclusions, such as those related to pre-existing medical conditions. Please review the travel insurance policy for full details.
To cancel your trip for reasons beyond those covered under the Trip Cancellation and Interruption coverage (below), consider adding the Option: Cancel for Any Reason.
The event that requires you or your travel companion to cancel, interrupt, extend or modify your trip:
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Must be unknown on the effective date of coverage
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Must be beyond your control
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Must prevent you from travelling or continuing your trip
Insured risks include medical situations such as illnesses or injuries, issues related to your primary residence or destination accommodations, transportation disruptions, pregnancy complications, and other unforeseen events that could impact your travel plans. Please refer to the travel insurance policy for the complete list of insured risks.
Why You Need Travel Insurance in Canada
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